Need an appraisal for an FHA-backed mortgage? Call Edward Helland

The FHA retains of approved appraisers for each state - Edward Helland is on the roster of approved appraisers for WI. If you have an FHA-insured loan, be sure to hire Edward Helland, as we are approved and certified to produce FHA appraisals. Part of the continuing training our staff at Edward Helland undergoes deals exclusively with understanding the FHA's documentation and their rules and procedures.

If your house loan is FHA certified, that means that the loan has been secured by the Federal Housing Administration, which is part of the United States Department of Housing and Urban Development (HUD). The FHA does not provide funds to borrowers, rather, it provides lending organizations with safety with mortgage insurance in case the borrower defaults on his or her loan obligations. The FHA and their loan programs are formed to benefit low-to-moderate income consumers help meet credit requirements if they otherwise would not.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. The loan programs that the Federal Housing Administration offers are excessively helpful to purchasers with less starting capital.